Huntsville & Walker County

Is there a car dealership near Huntsville, TX that works with bad credit?

Yes: Steven Wilson at Kramer Autoplex in Livingston, TX, about 43 miles east of Huntsville on US-190, works with bad credit and has 143 used vehicles in stock right now priced $13,771 to $138,139, estimated at $306 to $3,024 a month (13.93% APR, 72 months, $0 down, Texas tax and fees included).

Who you'd be working with

I'm Steven Wilson, Sales and Social Media & Marketing Manager at Kramer Autoplex in Livingston, TX, and I help buyers find and finance cars at Kramer. Every car on this site is Kramer's live inventory, with the price on the page. Call or text me at (936) 253-2827. Kramer is open 8 AM to 7 PM Monday through Saturday, closed Sunday.

Getting from Huntsville to Livingston

• About 43 miles, roughly 50 minutes, almost all of it on US-190 east out of Huntsville.
• The store is at 401 Hwy 59 South Loop, Livingston, TX 77351.
• Don't want to make the trip? Kramer delivers to your door anywhere in Texas at no charge, and you can pick the car, value your trade and sign digitally from home.

How bad credit is handled

You fill out one application. It goes to lenders, including ones that work with low scores, past repossessions or no credit history, and I tell you what came back: the rate, the down payment and the term. If a car you like doesn't fit what you're approved for, I'll show you the ones that do. I can't promise approval before a lender looks at it, and I won't.

Shop by monthly payment

Estimated at fair-credit average rates, $0 down, 72 months.

• Cars under $300 a month (0 right now)
• Cars under $400 a month (4 right now)
• Cars under $500 a month (11 right now)

Common questions

How far is Kramer Autoplex from Huntsville?

About 43 miles, roughly 50 minutes by car, east on US-190 from Huntsville to the Livingston store at 401 Hwy 59 South Loop. If you would rather not make the drive, Kramer delivers free anywhere in Texas, Huntsville included.

What does "works with bad credit" actually mean here?

Your application goes to multiple lenders, including ones that work with damaged or thin credit, and you get a straight answer on what you qualify for. Nobody can promise approval before a lender reviews it, and the rate, down payment and term are set by the lender.

What will my payment be with bad credit?

The payments on this page use the 13.93% average used-car APR for fair credit (601-660) from Experian's Q2 2026 lending data, over 72 months with $0 down. With credit below that tier your rate will likely be higher, and money down brings the payment down. They are estimates, not a quote.

When can I reach Steven?

Kramer Autoplex is open 8 AM to 7 PM, Monday through Saturday, and closed Sunday. You can call or text Steven Wilson at (936) 253-2827.

Next step

Fill out the short application and I'll tell you honestly what you qualify for, then we can set up a visit or a delivery to Huntsville.

Start my application